Protecting Your Property: More Than Just a Mortgage

Anna Kmiec
Jun 14
2 min read

Buying a home is one of the biggest financial commitments you'll ever make. Whether you’re stepping onto the property ladder or remortgaging, it’s essential to think beyond the bricks and mortar. A mortgage is just one part of the bigger picture—what truly matters is protecting what you’ve worked so hard to build.

Your mortgage secures the home — your Will protects everything you've built.

Let’s consider a real-life scenario we’ve sadly come across all too often:

A young couple bought their first home in Warwick. Excited about their new beginning, they focused on securing the mortgage but decided to “sort the paperwork later.” Just two years in, the husband tragically passed away unexpectedly. Without life insurance, the wife was left struggling to cover the mortgage on her own. With no Will in place, sorting out the estate became stressful and time-consuming—adding legal uncertainty to an already emotional time.

This heartbreaking situation could have been avoided with the right protection in place.

Protecting Your Property: Plan Today, Secure Tomorrow

At Citywide Wills, we believe in making sure your home and family are fully protected. Life insurance can help cover the mortgage and provide financial security for your loved ones. A professionally written Will ensures your property goes exactly where you want it to, while a Lasting Power of Attorney (LPA) gives someone you trust the legal authority to act on your behalf if you're ever unable to do so yourself.

We work with trusted professionals to provide holistic protection for clients across Warwick and Warwickshire. One of our key partners is Extend Finance—mortgage and protection specialists who work closely with us to ensure every client gets tailored advice that covers all the bases. Protecting your property is a key!

Your home is more than a roof over your head. Let us help you protect everything that comes with it—your family, your wishes, your future.

📍 Based in Warwickshire? Get in touch today to see how we can help you secure what matters most.